Homeowner's Insurance

In order for a homeowner’s policy to do its job if tragedy strikes, you must be certain that you have adequate coverage. Based on your needs and priorities, we can make sure you get the best coverage for your insurance dollar.

Available property/fire policies include:

  • Homeowners (coverage for your home, the contents of your home, and other structures, i.e. detached garage or shed)
  • Tenant (coverage for your contents and personal liability)
  • Dwelling Fire (coverage for a home which you own but do not live there, you may rent to someone else, in this case, coverage is available for the dwelling only)

Typically, a standard homeowners insurance policy protects you against: fire, lightning, wind, storms, hail, explosions, riots, aircraft, vehicles, smoke, vandalism, theft, weight of snow or sleet, freezing of plumbing fixtures, electrical damage to appliances, accidental overflow of water from plumbing and damage by freezing. In addition, coverage is also provided for personal liability and medical expenses. A standard homeowners policy does not protect you against flood, earthquake, nuclear accident and war.

We also offer comprehensive coverages for jewelry, fine arts, and collectibles such as guns or baseball cards.

Home Insurance Quote Request

To request a quote, simply tell us about your current dwellings and desired coverage using this quote form. Call or e-mail us to find out more about the latest coverages available.

We are happy to provide this opportunity for you to submit a request for a quote on your homeowners insurance.

Please complete the form below, and then click on the "Send Request" button. 

Please have an agent call me with the quote
Please email me the quote 
            Email Address:  

Name:
Address:
City: State: Zip:
Telephone: (home)
     (work)
         
Current insurance company:
    
Date your current insurance expires:
 

Current Coverages and Limits

Dwelling       
$ 		Liability    $
Other Structures        
$ 		Medical Payments    $
Personal Property        
$ 		Deductible    $
Loss of Use        
$

If any, when were updates made
for each of the following?:

Claims made:   

Roof:        
Plumbing: 
Electric:   
Heating:   

 
Miscellaneous Coverages Desired

Scheduled Property Yes      No
Earthquake Yes      No
Special Form Yes      No
Alarms Yes      No
Deadbolts/Fire Extinguishers Yes      No
Back-up sewers & drains Yes      No

    

 

    
Residential Information
Age of dwelling 
    
Construction   Frame     Brick    Stucco      Mixed
    
Ground Floor Square Footage    sq. ft.
    
Substructure   Basement     Slab    Crawlspace   
    
Number of Stories   1      1 1/2      2      2 1/2     Bi-level     Tri-level
    
Garage Structure   Attached      Detached      Basement    Carport
    
Garage Size   1 car     1 1/2 car      2 car     2 1/2 ca      3 car     
3 1/2 car    4 car     Other
Number of baths   Full      Half
     
Number of fireplaces    Hearth      Chimneys      Woodstove
    
Porch   Open      Enclosed           Square footage  
    
Deck   Square footage  
    
Air Conditioning    Central      Through the wall
    

          

    

 


Beard Insurance Agency -- 110 East Ash Street -- Piqua, Ohio 45356 - e-mail; Info@BeardAgency.com
Phone: 937-773-9522 or 1-800-696-0158 -- Fax: 937-773-0036 -- Privacy Policy
For emergencies only, call 937-606-1061