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Update # 2: 03/26/2020

We have received multiple calls regarding the recent Stay at Home Order for Gaston County. According to the order we are considered an essential business. We will continue to be available to assist our customers should they need us. To protect our community and our staff, we are asking that if you have been sick or around someone sick, that you please conduct your business over the phone. If you must come to the office, please call us from our parking lot and we will come out to assist you. We can be reached at 704-861-5999. We ask that only essential parties in your transaction come into the office to help with keeping everyone healthy and safe. 

Thank you,

Beard Insurance Agency

Update #1: 3/20/2020: 

Dear Beard Insurance Family,

During this breakout of the Corona-virus, our office at this time, remains open and in full operation. We are currently asking that if you can, to please call into our office at 704-861-5999 and avoid coming in, unless absolutely necessary. This is to ensure that our staff stays healthy in order to continue to take your calls. If you reach our voicemail, please leave a message and you will be called back. If you must come to our office, and are sick or not feeling well, please call us from our parking lot and we will come out to you. We will also be updating our company lists and contact information, so if for whatever reason we are closed, you have a way to make your payments, and make any necessary changes. We will post any updates here.

 Thank you for your continued support and understanding.

 --Beard Insurance Agency


Insurance is an important piece of the security picture for you, your family, home, auto, life and business. Getting the best insurance fit is vital. The right coverage at the right price can help you get back on your feet quickly should an emergency or disaster strike.                         

At Beard Insurance, we focus on providing quality coverage, competitive prices and proven customer service to meet the needs of our individual clients. We serve Gastonia, Bessemer City, Kings Mountain, Shelby, Lincolnton, Belmont, Mount Holly, Charlotte and all parts of North Carolina. Our team of professionals work hard to understand your situation, your needs and your budget to deliver customized solutions.

Whether you are a new driver in or an experienced driver, we have the best car insurance rates for you. We are an idependent agency so we work for you! We have over 40 different Companies to help you get the most affordable insurance around!

Being insured with a local agency has great advantages. As an independent insurance group, we work for you and with you. We are always there when you need us. At Beard Insurance Agency, we offer many types of coverages under one roof including:

  • Auto / Car Insurance
  • Home Insurance
  • Renters Insurance
  • Motorcycle / RV Insurance
  • Business Insurance 
  • Workers Compensation
  • Commercial Insurance 
  • Event Insurance
  • Bonds 
  • NOTARY Services

Online Quote
Quickly and easily fill out and submit a form online for an insurance quote via our easy-to-use website.

How to Save Time
At Beard Insurance, we can write a policy for you using e-mail, a credit card and your digital signature.

Personal Agents
Our friendly, knowledgeable staff stands ready to offer you assistance and answer your insurance questions.

Call or e-mail us today. See how we can meet your needs!

Look what our customers are saying:

Stonie & Wayne M.
I have been a customer with Beard Insurance for years and I can tell you that they give some of the best home town service I ever had, the best price and they are always there for you there are not just my agents, they are my friends!  You cant go wrong with this company just give them a try you want regret it...

Quint T.
One of the most reliable insurance agents that i have ever found.  I would like to add that I've been with Beard Insurance for about two yrs now and they have been the best and lowest rates. Thank you very much...

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